Forecasting for iPhone

Budgeting apps track the past. Flan projects forward.

One number, months ahead: what you will actually have once the bills, the paycheck and the debt have all landed.

Download on iPhone

Free to use. No bank connection.

The Today screen: a net position of $1,862.07, the next paycheck of $2,760 due in nine days, account balances and upcoming bills.

The forecast

Your next five months, drawn today

Flan takes your income, your recurring bills and your debt payments and runs them forward. Caramel is projection: money that is not real yet. Ink is money you have.

  • See the month a bill would put you short, before it does.
  • Watch a debt-free date move when you pay more.
  • Check in once a month to keep the line honest.
Projected net position$21,470
up $1,138 a month
  • Net worth
  • Savings
  • Debt paid
Aug 2026 to Jan 2027

Four things Flan does, and nothing else

  • A forward line, not a rear-view chart

    Every month gets its own page: balances, income, expenses, what is left over. Scroll ahead as far as you like.

  • Recurring bills, entered once

    Rent on the 1st, insurance on the 12th. Set the day and the cadence and Flan places it in every future month.

  • Debt with a finish line

    Balance, rate, monthly payment. Flan gives you the month it clears and shows what an extra $50 would move.

  • A one-minute monthly check-in

    Flan pre-fills what it expected. Tap the balances that came out different, confirm, and the forecast re-draws.

Privacy

Flan never asks for your bank login

We believe personal finance should be truly personal: no data ever leaves your personal device.

There is no aggregator, no read-only connection, no third party holding your credentials. You type in the handful of numbers that matter, and they stay on your phone.

  • On deviceYour figures live in local storage, not our database.
  • No linkingNo Plaid, no screen scraping, no OAuth into your bank.
  • No trackingNo analytics SDK, no ad identifiers, no profile.
  • No accountOpen the app and start. There is nothing to sign up for.

Free to use. Unlock everything once, for $9.99.

Flan is free to use. One payment unlocks every feature for good: no subscription, no tiers, no upsell inside the forecast.

The full unlock
$9.99one time
Launch price until September 30
  • Forecast as far ahead as you like
  • Unlimited bills, debts and accounts
  • Monthly check-in and spending breakdown
  • Every future update included, no renewal
Unlock everything for $9.99

No account, no bank connection, no recurring charge.

Find out what August looks like before it arrives

Setup is five questions and takes about two minutes. Nothing to connect, nothing to sign up for.

Download on the App Store
Android coming soon
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