Terms of service

The agreement

Flan is made by Henry PL, LLC, a limited liability company formed in Delaware, United States (“we”, “us”). By downloading or using the Flan app, or by using this website, you agree to these terms. If you do not agree to them, do not use Flan.

You must be at least 13 years old to use Flan, and old enough to enter a binding contract where you live.

Your licence to use Flan

We grant you a personal, non-exclusive, non-transferable, revocable licence to use Flan on devices you own or control, for your own purposes. The licence is granted, not sold: we and our licensors keep all rights in the app, its source code, its name and its design.

You agree not to:

• copy, sell, rent, sublicense or redistribute the app, or any part of it;
• reverse engineer, decompile or attempt to derive the source code, except where the law expressly allows it;
• remove or obscure any notice of copyright, trade mark or ownership;
• use Flan in any way that breaks the law.

Flan is not financial advice

Flan is a planning and forecasting tool. It is not financial, investment, tax, accounting or legal advice, and we are not your adviser, broker or fiduciary.

Every forecast the app shows is an arithmetic projection of the figures you entered, using the assumptions you chose. It is an estimate, not a prediction and not a guarantee. Real life differs: income changes, prices move, bills arrive early, interest accrues differently from what was assumed, and figures may be entered incorrectly.

Decisions you take after reading a forecast are yours. Before any significant financial decision, check the underlying numbers against your actual accounts and consider talking to a qualified professional.

Your data and your backups

Everything you enter into Flan is stored on your device, as described in the privacy policy. We hold no copy of it.

You are responsible for backing up your device. If you delete the app, reset or lose the phone, or a device fault destroys the storage, the data is gone and we cannot recover it for you. You are also responsible for the accuracy of what you enter; Flan can only be as correct as its inputs.

Purchases, restoring and refunds

Flan is free to download and use. A single payment, made through the Apple App Store or Google Play, unlocks the paid features permanently for the store account that bought it. It is not a subscription, and nothing recurs.

The unlock is tied to your store account, not to a device. Reinstall the app, or set up a new phone with the same account, and you can restore it at no further cost. The price shown may change over time; the price you paid is the price you paid, and later changes do not affect an unlock already bought.

We do not process payments, so we cannot issue refunds. All refunds are handled by Apple or Google under their own policies. Write to support@henrypl.com if a purchase does not unlock correctly and we will help you sort it out.

Changes to the app

We may add, change or remove features, and we may release updates automatically. We aim to keep the paid features you unlocked available, but we do not promise that any particular feature will exist forever. We may stop distributing or supporting Flan altogether; if we do, the app already installed on your device will continue to work for as long as your operating system supports it.

No warranties

Flan is provided “as is” and “as available”. To the fullest extent the law allows, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the app will be uninterrupted, error free, or that its calculations will suit your circumstances.

Some jurisdictions do not allow the exclusion of implied warranties, so parts of this section may not apply to you.

Limitation of liability

To the fullest extent the law allows, we are not liable for any indirect, incidental, special, consequential or punitive damages, nor for lost profits, lost savings, lost data, or financial losses arising from decisions made using Flan.

Our total liability for any claim relating to Flan is limited to the amount you paid us for it in the twelve months before the claim, or ten United States dollars, whichever is greater.

Nothing in these terms excludes liability that cannot lawfully be excluded, including liability for fraud, or for death or personal injury caused by negligence.

Ending this agreement

You may end this agreement at any time by deleting the app. We may end it if you break these terms in a serious way. Sections 3, 4, 7, 8 and 11 survive the end of the agreement.

Apple App Store terms

For the version of Flan obtained from the Apple App Store, the following also applies:

• This agreement is between you and us only, not with Apple. Apple is not responsible for Flan or its content.
• Apple has no obligation to provide any support or maintenance for Flan. Support questions go to support@henrypl.com.
• If Flan fails to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price. To the maximum extent allowed by law, Apple has no other warranty obligation.
• Apple is not responsible for product-liability claims, claims that Flan fails to meet a legal requirement, or third-party claims that Flan infringes intellectual property rights. Those are our responsibility.
• Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them against you.
• You confirm that you are not located in a country subject to a United States embargo or designated as a terrorist-supporting country, and that you are not on any United States list of prohibited or restricted parties.

Governing law

These terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-law rules. The state and federal courts located in Delaware have exclusive jurisdiction, except that consumers keep any right they have to bring proceedings in the courts of the country where they live.

Changes to these terms

We may update these terms. The current version always sits on this page, with its effective date at the top. If a change is significant we will give notice in the app before it takes effect. Continuing to use Flan after that date means you accept the new terms.

Contact

Henry PL, LLC · Delaware, United States
support@henrypl.com